SEDFA
Loan
SEFA Microfinance Intermediary Lending
Funding through registered microfinance institutions for very small businesses and survivalist enterprises. Loans from R500 to R50,000.
Business Loans
Concessional and commercial loans with favourable terms for qualifying small businesses.
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Showing 25-48 of 52 programmes
View AllAFDB
Loan
AfDB AFAWA (via partner banks: Absa, FirstRand/FNB)
AFAWA is a real African Development Bank initiative, but you cannot apply to the AfDB for a loan - AFAWA guarantees and funds commercial banks (via the African ...
SAB
LoanNEW
SAB KickStart (Boost and Ignite)
If you are 18-35 and your business has been trading for at least two years with turnover under R5 million, KickStart Boost combines business coaching with loan ...
EDGEG
LoanNEW
ASISA ESD Fund (managed by Edge Growth)
If your business is at least 51 percent black-owned, already earning revenue, and can scale and create jobs, you can apply once to Edge Growth and be considered...
SASOL_ESD
Loan
Sasol Siyakha Enterprise Development
Funding and support for 51 percent+ black-owned businesses in the Sasol value chain: asset finance, working capital (including interest-free loans), and purchas...
ECDC
Loan
ECDC Business Loans (Development Finance)
The Eastern Cape Development Corporation provides business loans to Eastern Cape enterprises, including conventional loans, builders finance, and contract-based...
WOOLW_ESD
Loan
Woolworths Enterprise Development
Enterprise and supplier development for businesses supplying (or becoming suppliers to) Woolworths: low-interest loans, advances on first orders, 7-day payment ...
ITHALA
Loan
Ithala Business Finance
Ithala Development Finance Corporation still offers business finance to KwaZulu-Natal businesses (CIPC-registered entities, partnerships, trusts or sole proprie...
FNB
Loan
FNB Business Loan
Business loans from R2,000 with terms from 3 months to 5 years. Loans under R400,000 need no collateral or supporting documents for qualifying FNB business cust...
SBSA
Loan
Standard Bank Vehicle and Asset Finance
Standard Bank finances commercial vehicles, capital equipment and machinery for businesses, with negotiable deposits, balloon payments and repayments structured...
FDC
Loan
FDC SMME Business Loans
The Free State Development Corporation lends to Free State businesses through four products: start-up loans, expansion loans, business take-over finance, and br...
FNB
Loan
FNB Selective Invoice Discounting
Sell selected invoices (or all invoices of pre-approved debtors) to FNB to release cash instead of waiting 30 or more days for payment; the facility stays open ...
FNB
Loan
FNB Business Overdraft
A revolving short-term credit facility linked to an FNB Business Account: you pay interest only on what you use, with no minimum monthly payment while you stay ...
SBSA
Loan
Standard Bank Business Overdraft
A revolving overdraft linked to a Standard Bank Business Current Account, from R2,000 with the limit set by your needs and affordability - no maximum is publish...
SBSA
Loan
Standard Bank Business Term Loan
Standard Bank Business Term Loans give you a lump sum from R10,000 with fixed monthly repayments over 36 to 60 months, suited to expansion or buying capital ass...
NEDBANK
Loan
Nedbank Renewable-Energy Finance for Business
Nedbank finances renewable-energy purchases for businesses (such as solar installations) through its long-term loan offering, with extended repayment terms of u...
NEDBANK
Loan
Nedbank Vehicle and Asset Finance (MFC for business)
MFC is the Nedbank vehicle-finance division, primarily consumer-facing, but business vehicle finance exists through MFC for e-hailing, security and delivery bus...
IDC
Loan
IDC Agro-Processing and Agriculture Funding
The IDC funds agro-processing and agriculture businesses through its Agro-Processing and Agriculture Strategic Business Unit, covering horticulture, field-crop ...
IDC
Loan
IDC Mining and Metals Funding
The IDC Mining and Metals unit funds new and expanding mining, beneficiation and metals production projects, including acquisition funding for Black Industriali...
DTIC
Loan
Clothing, Textiles, Footwear and Leather Growth Programme (CTFLGP)
The old Clothing and Textile Competitiveness Programme was replaced in October 2021 by the CTFL Growth Programme, run by the IDC for the dtic. It offers concess...
GEP
Loan
GEP Contract Finance
GEP Contract Finance is a loan for Gauteng SMMEs that have secured a contract or purchase order from government, a public entity or a private company and need w...
IDC
Loan
IDC Energy Funding
The IDC Energy unit funds energy projects at bankable stage: solar, wind, biomass-to-power, hydropower, gas-to-power, energy storage, green hydrogen, waste-to-e...
NEDBANK
Loan
Nedbank Business Medium-Term Loan
Nedbank offers medium-term business loans (repayable over 3 to 5 years) for equipment, assets and growth capital, and long-term loans (over 5 years) for propert...
GEP
Loan
GEP Start-up Finance Programme
Gauteng Enterprise Propeller runs a Start-up Finance Programme to help new SMMEs and co-operatives in Gauteng get finance to launch. GEP does not publish fixed ...
About Business Loans
What is Business Loans?
Concessional and commercial loans with favourable terms for qualifying small businesses.
Who Qualifies?
Eligibility varies by programme. Most require CIPC registration, tax compliance, and a viable business plan. Check individual programme requirements for specific criteria.
How to Apply
Use FundingOS to check your readiness for specific programmes. Our readiness checker identifies gaps in your documentation and eligibility before you apply.