DBSA
Loan
DBSA Infrastructure Finance
Large loans for infrastructure projects - energy, water, roads, buildings. For projects over R50 million.
Business Loans
Concessional and commercial loans with favourable terms for qualifying small businesses.
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Showing 1-24 of 49 programmes
View AllDBSA
Loan
DBSA Municipal Infrastructure Fund
Funding for municipal projects - water, sanitation, roads, community facilities. For municipalities and their partners.
DBSA
Loan
DBSA Climate Finance Facility
Loans for climate projects - renewable energy, energy efficiency, and climate adaptation. Long-term affordable finance.
IDC
Loan
IDC Mining and Minerals Beneficiation
Loans for mining services and mineral processing businesses. Add value to SA minerals locally.
IDC
Loan
IDC Green Energy Finance
Project finance for renewable energy: solar, wind, biomass. From R10 million for green energy projects.
SEDFA
Loan
SEFA Wholesale Lending
Funding for financial institutions who lend to small businesses. Enables wider reach of SMME finance.
FUNDRR
Loan
Fundrr Supplier Finance
Pay suppliers early at a discount, extend your payment terms. Improve cash flow both ways.
LANDBANK
Loan
Land Bank Commercial Agriculture
Commercial farming loans for expansion and working capital. Competitive rates for established agricultural operations.
ABSA
Loan
Absa Commercial Property Finance
Finance to buy or develop commercial property. Borrow up to 70% of property value over 20 years.
IDC
Loan
IDC Agro-Processing and Agriculture Fund
Loans for farming, food processing, and agricultural businesses. From primary production to value-added processing.
NEF
Loan
NEF Corporate Finance
Expansion funding from R2 million to R75 million for established black businesses wanting to grow or acquire other companies.
FUNDRR
Loan
Fundrr Invoice Finance
Turn your invoices into instant cash. Get up to 85% of invoice value immediately.
IDC
Loan
IDC Small Business Finance
Business loans from R1 million to R50 million for manufacturing and industrial businesses.
AFDB
Loan
AfDB AFAWA Initiative
Special loans for women-owned businesses backed by the African Development Bank.
LANDBANK
Loan
Land Bank Development Finance
Loans for emerging farmers - buy land, equipment, or fund your next season. Competitive rates for agricultural development.
ITHALA
Loan
Ithala Agricultural Finance
Farm loans for KZN farmers - seasonal funding for crops and livestock, plus loans for equipment and land.
FNB
Loan
FNB Invoice Finance
Turn your unpaid invoices into cash. Get up to 80% of invoice value within 24 hours.
NEDBANK
Loan
Nedbank Green Business Loan
Special rates for green projects: solar panels, energy efficiency, waste management. Discounted interest rates.
NEDBANK
Loan
Nedbank MFC Asset Finance
Finance for vehicles, trucks, and equipment. Up to 100% financing with the asset as security.
BRIDGE
Loan
Bridgement Invoice Finance
Turn unpaid invoices into cash. Get up to 90% within 24 hours. Perfect for B2B businesses.
IDC
Loan
IDC Gro-E Youth Scheme
Special loans for young entrepreneurs (18-35) in manufacturing. Lower interest rates and easier repayment terms.
SEDFA
Loan
SEDFA Integrated SMME Finance
Get a business loan from R50,000 to R15 million PLUS free business mentorship and support. One application, complete support.
NEF
Loan
NEF Entrepreneurship Finance
Start-up funding for black entrepreneurs up to R15 million. For new businesses or franchises.
ITHALA
Loan
Ithala Business Finance
Business loans for KwaZulu-Natal businesses. Competitive rates and flexible terms.
About Business Loans
What is Business Loans?
Concessional and commercial loans with favourable terms for qualifying small businesses.
Who Qualifies?
Eligibility varies by programme. Most require CIPC registration, tax compliance, and a viable business plan. Check individual programme requirements for specific criteria.
How to Apply
Use FundingOS to check your readiness for specific programmes. Our readiness checker identifies gaps in your documentation and eligibility before you apply.