GENFIN Business Loan
GENFIN Business Loan is a loan from GENFIN offering between R 100 000 and R 3 000 000 for businesses at any stage across South Africa. Applications are accepted on a rolling basis.
Overview
GENFIN lends R100,000 to R3 million over 6 or 12 months to registered businesses trading at least a year with around R100,000 monthly turnover. Apply online with your company registration number and up to 12 months of bank statements; decisions can come within 24 hours and funds can pay out the next day.
Programme details last verified on 12 June 2026.
Full Description
GENFIN provides short-term business loans of R100,000 to R3 million over 6 or 12 months to registered South African businesses with at least 1 year of trading and roughly R100,000 monthly turnover. Interest accrues only on the outstanding balance with no early-settlement penalties.
Eligibility Criteria
Frequently Asked Questions
How much funding does GENFIN Business Loan offer?
GENFIN Business Loan offers between R 100 000 and R 3 000 000 per applicant.
Who qualifies for GENFIN Business Loan?
GENFIN Business Loan targets businesses at any stage across South Africa. Applicants need a minimum annual turnover of R 1 200 000, at least 1 year of trading history.
When is the deadline for GENFIN Business Loan?
Applications are accepted on a rolling basis.
How do I apply for GENFIN Business Loan?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about GENFIN's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist