DOT
Loan + Grant Blend
Tourism Equity Fund (TEF)
Big funding for tourism businesses - get a mix of loans and grants. Minimum R10 million, grants up to R20 million.
Blended Finance
Combined grant-and-loan packages offering the best of both funding types.
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Showing 1-23 of 23 programmes
View AllSASMEF
Loan + Grant Blend
SA SME Fund Direct Investment
Investment from R5 million to R50 million in growing SA SMEs. Flexible debt-equity structures.
DOT
Loan + Grant Blend
Tourism Transformation Fund (TTF)
Funding for black-owned tourism businesses. Get grants up to R5 million plus loans to grow your tourism enterprise.
GEP
Loan + Grant Blend
Small Enterprise Manufacturing Support Programme (SEMSP)
Up to R15 million for township manufacturers in Gauteng. For furniture, steel, chemicals, and food processing.
OLDM_ESD
Loan + Grant Blend
Old Mutual Masisizane Fund
Get funding from R100,000 to R10 million with lower rates. Must create jobs to qualify.
WORLD_BANK
Loan + Grant Blend
World Bank Women Entrepreneurs Finance Initiative
Special funding for women-owned businesses. Lower rates and free business training.
DALRRD
Loan + Grant Blend
AgriBEE Fund
Funding and support for black farmers to grow, process, and sell your produce. Help with finance and finding markets.
NEDBANK
Loan + Grant Blend
Nedbank Enterprise Development Fund
Special funding for black-owned businesses: mix of grants and low-interest loans. Easier approval process.
DALRRD
Loan + Grant Blend
Agro Energy Fund
Get funding for solar panels and energy equipment on your farm. Grants from R500k to R1.5m depending on farm size.
NEF
Loan + Grant Blend
NEF Rural and Community Development Fund
Funding for rural businesses and community projects. Mix of grants and loans to support local development.
IDF
Loan + Grant Blend
Isivande Women's Fund
Funding specifically for women-owned businesses. More affordable than bank loans, with business support included. 50%+1 women ownership required.
SEDFA
Loan + Grant Blend
SEDFA Cooperatives Development Programme
Complete support for cooperatives - funding, training on how to run your coop, and help finding customers.
ZIMELE
Loan + Grant Blend
Anglo Zimele Fund
Funding for businesses in mining communities. Mix of grants and low-interest loans to help you grow.
MEGA
Loan + Grant Blend
MEGA Tourism Development Fund
Funding for Mpumalanga tourism businesses - lodges, tours, adventure tourism. Grants and loans plus business mentorship.
LEDA
Loan + Grant Blend
LEDA Mining Community Development Fund
Funding for businesses in Limpopo mining areas. Grants and affordable loans to help communities diversify.
DSBD
Loan + Grant Blend
DSBD Blended Finance Programme
A mix of grant and loan for businesses that need time to grow. Good for businesses that can not get normal bank loans.
SEDFA
Loan + Grant Blend
SEDFA Township and Rural Economy Programme
Funding for township and rural businesses - mix of grants and affordable loans with hands-on business support.
NCEDA
Loan + Grant Blend
NCEDA Tourism Development Fund
Funding for Northern Cape tourism businesses - lodges, guesthouses, tour companies, and heritage sites.
GEP
Loan + Grant Blend
GEP Township Economy Fund
Funding for township businesses in Gauteng. Mix of grants and affordable loans to help you grow your local business.
CCT
Loan + Grant Blend
City of Cape Town Startup Programme
Get R56,000 to start, plus potential R1 million loan. Additional R32,000 for prototyping. For entrepreneurs 18-35.
GEP
Loan + Grant Blend
Gauteng Youth Challenge Fund
Funding for young Gauteng entrepreneurs (18-35). Get grants covering 20-40% of your costs plus business mentorship.
GEP
Loan + Grant Blend
GEP Start-up Finance
Funding to start your business in Gauteng. Mix of grants and affordable loans for new entrepreneurs.
SEDFA
Loan + Grant Blend
SEDFA Youth Enterprise Fund
Special funding for young entrepreneurs (18-35). Get grants and low-interest loans plus free training and a mentor.
About Blended Finance
What is Blended Finance?
Combined grant-and-loan packages offering the best of both funding types.
Who Qualifies?
Eligibility varies by programme. Most require CIPC registration, tax compliance, and a viable business plan. Check individual programme requirements for specific criteria.
How to Apply
Use FundingOS to check your readiness for specific programmes. Our readiness checker identifies gaps in your documentation and eligibility before you apply.