Northern Cape Blended SMME Fund (NEF)
Northern Cape Blended SMME Fund (NEF) is a loan + grant blend from National Empowerment Fund for businesses at any stage in Northern Cape. Applications are accepted on a rolling basis.
Overview
Northern Cape businesses that are at least 51 percent black-owned (or 30 percent black or black-women-owned with a B-BBEE level of 1-3) can apply for blended grant-plus-loan funding through the NEF. The fund is sector-agnostic and still actively investing - eight funded businesses were launched in April 2026. Apply through the NEF (applications@nefcorp.co.za or the NEF Kimberley regional office).
Programme details last verified on 12 June 2026.
Full Description
R75 million blended-finance partnership between the NEF and the Northern Cape Department of Economic Development and Tourism, combining grant funding with concessionary loans for black-owned businesses based in the Northern Cape, across all sectors. Scheduled to run until 2027.
Eligibility Criteria
Frequently Asked Questions
Who qualifies for Northern Cape Blended SMME Fund (NEF)?
Northern Cape Blended SMME Fund (NEF) targets businesses at any stage in Northern Cape. Applicants need at least 51% black ownership.
When is the deadline for Northern Cape Blended SMME Fund (NEF)?
Applications are accepted on a rolling basis.
How do I apply for Northern Cape Blended SMME Fund (NEF)?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about National Empowerment Fund's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist