Business Loans

Concessional and commercial loans with favourable terms for qualifying small businesses.

51Programmes

DailyUpdates

3,200Monthly Searches

Merchant Capital Cash Advance

Merchant Capital provides unsecured cash advances repaid automatically from your card sales. Official criteria: business trading 12+ months, monthly turnover of...

Amount: Contact for amount
Province: National

Absa Commercial Property Finance

Absa Commercial Property Finance offers investment loans, development loans, mortgage-backed business loans, lease discounting and vacant-land finance for inves...

Amount: Contact for amount
Province: National

AfDB AFAWA (via partner banks: Absa, FirstRand/FNB)

AFAWA is a real African Development Bank initiative, but you cannot apply to the AfDB for a loan - AFAWA guarantees and funds commercial banks (via the African ...

Amount: Contact for amount
Province: National

About Business Loans

What is Business Loans?

Concessional and commercial loans with favourable terms for qualifying small businesses.

Who Qualifies?

Eligibility varies by programme. Most require CIPC registration, tax compliance, and a viable business plan. Check individual programme requirements for specific criteria.

How to Apply

Use FundingOS to check your readiness for specific programmes. Our readiness checker identifies gaps in your documentation and eligibility before you apply.

Other Funding Types

Government Grants

Non-repayable grants from government agencies and development finance institutio...

Equity Finance

Equity investment and venture capital for high-growth South African businesses....

ESD Programme Grants

Enterprise and Supplier Development grants from corporates meeting B-BBEE requir...

Blended Finance

Combined grant-and-loan packages offering the best of both funding types....

View all types