Funding Programmes | Okhantu FundingOS

Funding Type

Provider

Province

Business Stage

Not sure which funding fits?

Not sure which funding is right for you? Run a readiness check to see what you qualify for.

Showing 12 of 52 programmes

ASISA ESD Fund (managed by Edge Growth)

If your business is at least 51 percent black-owned, already earning revenue, and can scale and create jobs, you can apply once to Edge Growth and be considered across the funds they manage, including the ASISA ESD Fund. Apply via the funding page on edgegrowth.com. They do not fund pre-revenue startups and they lend rather than grant.

Contact for amount

National

IDF Capital SME Growth Funding

IDF Capital funds black-owned, growth-stage businesses - typically those with at least 12 months of trading history and some completed contracts - from R50,000 up to R25 million in credit, with larger equity deals possible. Apply via the online form at idf.co.za/application/ with a full pitch deck or business plan; incomplete applications are rejected. They do not fund NPOs, co-ops, gambling, liquor or distressed businesses.

R50K - R25.0M

National

GENFIN Business Loan

GENFIN lends R100,000 to R3 million over 6 or 12 months to registered businesses trading at least a year with around R100,000 monthly turnover. Apply online with your company registration number and up to 12 months of bank statements; decisions can come within 24 hours and funds can pay out the next day.

R100K - R3.0M

National

ProfitShare Partners Purchase Order and Contract Finance

If your business has won a purchase order or contract but lacks the capital to deliver, ProfitShare Partners funds the full transaction (R250,000 to R5 million) and takes a share of the profit instead of charging interest or requiring security, financials or a long track record. Apply on their online portal at app.profitsharepartners.com; they promise feedback within 48 hours.

R250K - R5.0M

National

Spartan SME Finance Working Capital and Bridging Finance

Spartan funds established mid-sized businesses (3+ years trading, roughly R10 million to R500 million annual turnover, with exceptions down to R5 million for high-growth cases) needing R1 million or more for cash-flow gaps, contracts or assets. Apply online - the qualification form takes about 12 minutes and application-to-payout runs around 10 days. Not for startups or very small businesses.

R1.0M - R75.0M

National

Business Partners Limited SME Business Finance

If you run an established, formally registered business, Business Partners can finance you from R500,000 up to R50 million - including property, equipment and working capital. Apply online via their business-funding page; they assess the viability of the business rather than demanding standard bank collateral. Women-owned businesses can also apply to the dedicated Basadi fund.

R500K - R50.0M

National

SAB KickStart (Boost and Ignite)

If you are 18-35 and your business has been trading for at least two years with turnover under R5 million, KickStart Boost combines business coaching with loan funding; Ignite is the track for earlier-stage ideas. You apply through the application form on sabentrepreneurship.co.za when the annual intake opens - applications were marked closed as of June 2026, so watch the site for the next cycle.

Contact for amount

National

Isivande Women's Fund

Loans of R30,000 to R2 million for businesses that are 50 percent plus one share women-owned and/or managed, operating for at least six months. More affordable than bank loans, with business support included. Managed by IDF Managers.

R30K - R2.0M

National

women-ownedblack-womenpatient-capital

FNB Business Overdraft

A revolving short-term credit facility linked to an FNB Business Account: you pay interest only on what you use, with no minimum monthly payment while you stay within the agreed limit. FNB does not publish a limit range or turnover threshold - your qualifying amount depends on your credit profile, and personal surety may be required.

Contact for amount

National

overdraftworking capitalcash flow

FNB Selective Invoice Discounting

Sell selected invoices (or all invoices of pre-approved debtors) to FNB to release cash instead of waiting 30 or more days for payment; the facility stays open for repeat use once debtors settle. It is a fully disclosed facility - your debtors are informed of the cession. FNB publishes no facility size, advance percentage or turnover requirement; cash is released within a maximum of 48 hours after the take-on process.

Contact for amount

National

invoice financedebtor financeworking capital

Standard Bank Business Overdraft

A revolving overdraft linked to a Standard Bank Business Current Account, from R2,000 with the limit set by your needs and affordability - no maximum is published. You pay interest only on what you use, at a personalised rate, with a R69 monthly fee and a 1.26 percent initiation fee; the facility is repayable on demand and reviewed annually. Existing Business Current Account holders can apply online via Internet Banking.

From R2K

National

overdraftworking capitalcash flow

Nedbank Vehicle and Asset Finance (MFC for business)

MFC is the Nedbank vehicle-finance division, primarily consumer-facing, but business vehicle finance exists through MFC for e-hailing, security and delivery businesses (new individual vehicles only, 3+ years in business), and broader vehicle, truck and equipment finance sits under the Nedbank business medium-term loans (3 to 5 year repayment). Nedbank publishes no rand amounts for business asset finance - small-business applications go through online banking (Applications, For My Business, Borrow, Vehicle or Asset Finance).

Contact for amount

National

asset financevehicle financefleet