Construction tenders requiring Public liability insurance

Common questions

Do construction tenders require Public liability insurance?

177 construction tenders on record name it in their bid documents, and 7 of those are open right now. It is not universal — plenty of tenders in this category do not ask for it — but on this kind of work it is common enough to plan for.

Can I bid on a construction tender without Public liability insurance?

Not on the ones listed here. Where a tender names Public liability insurance as a requirement, a bid without it is normally disqualified at the administrative stage, before anyone opens your pricing. That is the expensive part: you do the work of pricing a bid and it is never read.

How much public liability cover do tenders usually require?

It varies with contract size and risk. A few million rand is common on smaller service contracts, and considerably more on construction. The bid document states the minimum, so read it before quoting.

Do I need the policy in place before I bid?

Usually you need proof at award rather than at bid, and many tenders accept a letter of intent from a broker. Check the wording, because some buyers require a valid policy schedule with the bid itself.