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Funding Guides

Funding Types Deep Dive

Deep dives into each funding type: understand the pros, cons, requirements, and best-fit scenarios for your business.

8 Guides
Key insight: Many businesses combine multiple funding types (e.g., grant + loan blend) for optimal capital structure.

Funding Type Guides

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Government Grants: SEFA, NEF, IDC & More

Complete guide to government grant programmes in South Africa. Includes eligibility, application processes, and success tips for SEFA, NEF, IDC, NYDA, and provincial grants.

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DFI & Bank Loans: Navigating Business Finance

Understanding loan products from Development Finance Institutions and commercial banks. Covers interest rates, collateral, and how to improve your application.

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Equity Investment: Angels, VCs & Private Equity

Guide to raising equity capital for your business. Covers angel investors, venture capital, private equity, and what investors look for.

ESD & Corporate Funding: Supplier Development Programmes

Access funding through Enterprise and Supplier Development programmes from large corporates. Understand how ESD works and how to qualify.

Government Incentives & Tax Rebates for SMEs

Overview of government incentives, tax rebates, and support programmes available to South African SMEs including DTI incentives and SARS benefits.

Merchant Cash Advance South Africa: Complete Guide

Understand merchant cash advances in South Africa. Learn how MCA works, compare providers, understand costs, and decide if it's right for your business.

Business Overdraft South Africa: Complete Guide

Understand business overdrafts in South Africa. Compare bank overdraft options, understand costs, requirements, and decide if an overdraft is right for your business.

Online Business Loans in South Africa Compared (2026): Lula vs Bridgement vs GoTyme & More

Honest comparison of South Africa's online and alternative business lenders: Lula, Bridgement, GoTyme Business Advance, Merchant Capital, GENFIN, ProfitShare Partners, Spartan and Business Partners. Amounts, requirements, speed and the real cost trade-off.

Find the right funding type for you

Browse live funding programmes filtered by type, or take our readiness assessment to see which options match your profile.