Credit GuaranteeB-BBEE Required
SEFA Khula Credit Guarantee
Small Enterprise Development and Finance Agency (Government Agency)
Overview
We help you get a bank loan by guaranteeing up to 80% of the loan. This means banks are more likely to approve your application.
Funding AmountR 100 000 - R 10 000 000
CoverageNational
Business StageGrowth, Established
Full Description
Credit guarantee scheme that helps SMMEs access finance from commercial banks by providing security for up to 80% of the loan amount.
Eligibility Criteria
Min. Annual TurnoverR 1 000 000
Max. Annual TurnoverR 100 000 000
Min. Years Trading2 years
Min. B-BBEE LevelLevel 4
Target SectorsManufacturing, Agriculture, Services, Construction
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Small Enterprise Development and Finance Agency's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist
Pro tip:Run the Readiness Checker before applying. It identifies gaps in your documentation and helps you prepare a stronger application.