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Invoice Funding Layer

Turn your invoices into cash. No more waiting for payment.

Faster cash

Get paid in days, not months. Average advance of 80% on invoice value.

Transparent fees

Compare offers side-by-side. No hidden charges or surprise deductions.

Trusted network

All funders FSP-licensed and verified inside the Okhantu platform.

  • Built for SMEs with outstanding invoices to government or corporate buyers
  • No external platforms or APIs. Everything happens inside Okhantu
  • Your invoices, your choice. Accept the offer that works for you

Important Notice

Okhantu is a technology platform that connects SME suppliers with invoice funders. Okhantu does not provide credit, loans, or financial advice. All funding decisions are made by independent finance providers. Okhantu is not registered as a credit provider under the National Credit Act.

By using this service, you agree to our Terms of Service.

By using this service, you agree to our Terms of Service.

InvoiceFinanceOS flow

From invoice to cash in days.

See how InvoiceFinanceOS connects your invoices to verified funders for fast, transparent funding.

How it works

Invoice to cash

Create an invoice in BusinessOS, request funding, and receive offers from verified funders.

Submit invoice

Request funding from your BusinessOS invoice with one click.

Compare offers

Receive and compare offers from verified funders.

Track settlements

Monitor disbursements and settlements in real-time.

For funders too

  • Browse matched invoice opportunities
  • Submit offers with custom terms
  • Track deals and settlements in your funder dashboard

Key Features

One-Click Funding Requests

Submit invoices for funding directly from BusinessOS with eligibility checks and ForesightOS risk signals.

Compare Funder Offers

Receive multiple offers from verified funders with transparent terms, fees, and advance percentages.

Verified Funders Only

All funders are FSP-licensed and verified on the platform. No external integrations or API surprises.

Instant Liquidity

Get up to 85% of your invoice value upfront. Stop waiting 30-90 days for payment.

Real-Time Deal Tracking

Monitor your funded invoices, disbursements, and settlements in one dashboard.

Integrated Documents

All legal documents generated and signed via DocumentOS. Cession agreements, mandates, and more.

What you can do

  • Request funding for any invoice created in BusinessOS
  • Automatic eligibility scoring based on invoice and buyer data
  • ForesightOS integration for buyer risk signals on government entities
  • Side-by-side offer comparison with fee breakdowns
  • Accept or decline offers with one click
  • Automated document generation via DocumentOS
  • Track funded invoices and settlement status
  • Record payments and close deals when buyers pay
  • Full audit trail of all invoice finance events
  • Funder dashboard for verified invoice funders

Ready to get started?

Create a free Okhantu account to unlock InvoiceFinanceOS and all platform features.

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Built in South Africa, POPIA-aligned, encryption by default.

InvoiceFinanceOS - Invoice Financing South Africa | Okhantu